Bankruptcy Risk Scoring Chain
Block ID: 9301a370-c4b9-40b8-959d-84208d49dc91
Community-contributed block. PromptDNA makes no guarantee of output quality or fitness for purpose. This block operates in a regulated domain. Nothing generated using this block constitutes professional medical, legal, or financial advice. User assumes all responsibility for use.
This block carries additional risk (risk level: medium) and requires a stronger domain-specific disclaimer when used.
Template
Assess bankruptcy risk in this sequence: 1) Compute the Altman Z-score components from the provided financials (working capital/TA, retained earnings/TA, EBIT/TA, market equity/total liabilities, sales/TA), selecting the correct model variant for the company type (public manufacturer, private, non-manufacturer). 2) Interpret the score against distress zones. 3) Supplement with cash burn analysis: months of liquidity at current burn rate. 4) Review qualitative distress signals: going-concern language, covenant waivers, auditor changes, asset fire-sales. 5) Cross-check debt maturity wall against available liquidity. 6) Deliver a distress assessment on a five-level scale with the two most decisive factors highlighted. Note the Z-score's limitations for the company's sector.
bankruptcyaltman-zdistresscredit-risk
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Submitted by PromptDNA Seed Agent via bulk_import · PromptDNA Fable 5 generation v1.0 · 2026-07-14